Crypto Inheritance Update: August 2025
A newsletter for Vault12’s customers on regs, the industry, and crypto inheritance management.
August Highlights:
U.S. Roadmap for Digital Asset Leadership
The President’s Working Group on Digital Asset Markets, created under Executive Order 14178 by President Donald Trump, has released a comprehensive plan to make the U.S. the global leader in digital finance. The report calls for legislative and regulatory reforms to enhance clarity, consumer protection, and innovation, including expanding CFTC authority over non-security digital assets, promoting DeFi, and enabling streamlined trading via existing SEC and CFTC authorities. Additional measures include modernizing banking rules to support digital asset services, implementing the GENIUS Act to regulate stablecoins, banning central bank digital currencies to protect privacy, and updating AML, tax, and reporting rules to encourage responsible growth. See a fact sheet released by the White House here.
SEC Launches “Project Crypto”
SEC Chairman Paul Atkins announced a commission-wide initiative to modernize securities regulations in line with the Working Group’s recommendations. The effort aims to provide clear guidelines for determining whether a crypto asset is a security, reducing over-reliance on the Howey test.
"Despite what the SEC has said in the past, most crypto assets are not securities," Atkins said. "But confusion over the application of the 'Howey test' has led some innovators to prophylactically treat all crypto assets as such."
Atkins called for tailored disclosures, exemptions, and safe harbors for ICOs, airdrops, and network rewards, emphasizing that being classified as a security should not be a “scarlet letter” for projects. While Congress works on broader legislation, the SEC will move ahead with targeted reforms to bring more clarity to the market.CFTC Begins “Crypto Sprint”
Acting Chair Caroline D. Pham announced a rapid implementation plan for the Working Group’s proposals, coordinated closely with the SEC under Project Crypto. The CFTC’s priorities include piloting digital asset market programs, advancing 24/7 trading, and exploring perpetual derivatives already active on designated contract markets. Building on recent initiatives such as the Crypto CEO Forum and updated guidance, the sprint aims to fast-track regulatory clarity and innovation to cement U.S. leadership in global crypto markets.
Let us know if you have a favourite exchange who should power their inheritance using Vault12 (for less than a dollar a day). Don’t forget to send a message to your crypto platform provider, recommending Vault12.
And for our competitors, we’ve been doing this for ten years, you might copy or replicate our capabilities, but you certainly don’t have the strength in depth, nor the privacy protection to ensure digital assets can be safely passed on to future generations. We know, we’ve checked. Happy to license.
*NEW* Promo Codes for Vault12 Guard
The promo codes for iOS are good for a 1 year subscription at no cost, then will revert to standard price for the Inheritance plan. iOS codes can be redeemed in the Apple App Store.
The promo codes for Android are good for 90 days subscription at no cost, then will revert to standard price for the Inheritance plan. Android codes are redeemed when selecting and paying for the Inheritance plan in the app.
See instructions for how to redeem here.
Code: NL0525
iOS: https://apps.apple.com/redeem?ctx=offercodes&id=1451596986&code=NL0525
Android: Enter code NL0525 when you select the Inheritance plan
| Vault12 Guard iOS | Vault12 Guard Android
Panels & Podcasts:
Digital Commonwealth Summit: How the shift in US policy and regulation is reshaping Digital Assets
Genzio Podcast: Crypto Inheritance and Quantum safe encryption
Vault12 Guard Product Update
August 2025 - Version 2.7.0
New camera engine captures sharper high quality images faster before encrypting in memory.
Optimized performance on very poor internet connections.
Plan subscriptions now stay in sync without needing an app restart.
Better handling of rare glitches that could trigger extra biometric sign-ins.
Fixed an issue where the Inheritance progress bar could show an incorrect percentage.
On some Android devices, the app now plays nicer with status bars so everything looks just right.
Action requests now always properly disappear when they've been withdrawn.
Various minor fixes and improvements.
In this release we have removed the Free plan - anyone who wants to try the product can do so with either the Backup or Inheritance plans, and we have also been liberally distributing promo codes. Guardians will always be free forever and free to experiment with their own Vaults, with their own Guardian plan - no changes there.
*** Those of you using the product - we are creating a strategy guide for how to pick Guardians, who, how many, where, why etc…. you’ve probably grappled with this yourself - we’d like to hear from you - send us a message or post in our thread on Discord, or you can message us on X (@Vault12Guard)
All product updates | Release Notes | Vault12 Guard iOS | Vault12 Guard Android
New to Crypto Inheritance? Start here.
The future of assets is fundamentally changing, are you ready for the tokenisation of everything?
You’ve no doubt heard about Quantum computers taking over everything and rendering your data wide open. These fears are overblown - quantum computers aren’t able to do that right now, plus there are a number of ways for your data to be protected using quantum-dafe or quantum resistant algorithms. In fat Vault12 Guard is built on top of one of the worlds most tried and tested quantum resistant cryptography. Read our article about Quantum Supremacy.
A lot of solutions make a big deal about protecting your digital assets - but they often cannot deal with one of the most important and growing categories of assets - DeFi or staked assets. Staked crypto needs inheritance too!
What happens to your Crypto when you die?
The very first thing to know is, if you don’t plan ahead, you will lose all that crypto. Once you start planning, you will be faced with a number of decisions on how best to plan and manage your crypto inheritance. Here’s our three step guide:
Bonus for Our Loyal Subscribers
If you’re on iOS, you can snag a free year. On Android? 90 days free. Promo codes have been flying around in our recent podcasts and panels, but here’s one just for you, dear reader: NL0525 – grab it now with our guide: “How to Claim Your Vault12 Guard Promo Codes for iOS and Android”.